CFS has a team of qualified consultants which include over 100 years of banking experience and expertise ranging from capital formation to debt negotiation and refinancing.  The team includes a strong complement of private lenders, and CFS has also developed strong relationships with commercial banks throughout the U.S. The team includes expertise in government loan programs which work in concert with local banks to provide credit facilities to firms throughout the U.S.

John R. Warren, the founder of CFS Financial, has 28 years of commercial banking experience including service as Board Member, Chairman, CEO, and President of three community banking companies.  His passion is the utilization of his skills, experience, and education to advance Christian education and the work of churches and para-church ministries.  His education includes an MBA (1986), he has served on a number of nonprofit boards, and has provided consulting to over one hundred schools, churches and ministries throughout the U.S.  He has also facilitated countless commercial real estate transactions which were both owner occupied and investor owned, and he brings this experience to both for-profit and not-for-profit entities.

We have successfully negotiated commercial debt settlements across the country.  Our client base is diverse, and our assignments range from one-time projects to long-term assignments with broadly defined goals.

John R. Warren, CEO

CFS Financial